
Affordable Health Coverage
Who We Serve
HBA is committed to removing the barriers to care by designing affordable health plans for employers and employees who have been inadequately served by traditional benefit providers.
We bring a streamlined approach to today’s workforce across a broad range of fields and employment situations:
Hourly workers
Salaried employees
Part-time workers
Gig workers
Seasonal workers
Early retirees
We serve companies and workers that have been inadequately served by traditional carriers, including:
Tailored Coverage
HBA plans empower people to get the care they need, when they need it, at a reasonable cost. Our solution is grounded in two essentials:
Convenient access to qualified medical professionals
Affordable medications
Every HBA plan meets these needs.
Affordable Prescriptions
HBA members fill prescriptions without pricey deductibles or copayments. In fact, more than 600 of the most common prescription medications cost nothing to participants.
We have also built solutions for people who want quick, convenient 24/7 access to a primary care doctor or behavioral health therapist—via web, phone or app.
A Plan For Every Budget
The HBA menu of options includes multiple plan tiers to enable participants to balance their medical needs with their economic means and choose a plan that’s right for them.
Nationwide Availability
If you’re among the many looking for an answer that better meets the benefit needs of your organization, our ERISA and ACA compliant health plans are for you.